Your rural land and home loan partner.

Build your future on Texas soil. Whether you're buying land, starting a farm, or building your dream home in the country, AgTexas offers flexible loans designed for ag producers and rural families, because we know the work behind the dream.

Frequently Asked Questions
What kind of loans does AgTexas Farm Credit offer?
AgTexas specializes in loans for agricultural producers, rural families, and landowners. We finance farm and ranch land, recreational property, rural homes, agribusiness operations, livestock, equipment, and operating expenses. Our loans are flexible, competitive, and tailored to fit your goals — whether you’re starting fresh or expanding your legacy.
How is AgTexas different from a commercial bank?
We’re not just lenders — we’re ag people. Our team understands crop cycles, ranching needs, and rural life because we live it too. As a cooperative, our borrowers are also owners and share in our success through patronage dividends. Plus, decisions are made locally, by people who know Texas agriculture and your community.
Who can receive financing from AgTexas Farm Credit?
We provide financing to farmers, ranchers, agribusinesses, and rural land or home buyers across Texas. Whether you’re a lifelong producer, a new landowner, or buying your first piece of recreational property, we have lending solutions designed for ag and rural living.
Does AgTexas finance recreational properties or weekend ranches?
Yes! We provide loans for all types of rural properties — including hunting land, fishing retreats, weekend ranches, and acreage for building your dream country home. Whether it’s for work or play, we’ll help you own your piece of Texas.
Do I need to be a full-time farmer to get a loan?
Not at all. Many of our borrowers are part-time producers or landowners purchasing property for recreation or a future homesite. We offer flexible solutions for ag producers, rural families, and anyone looking to invest in Texas land.

Rural land and home financing for Texans. Apply today or find your local branch!