Chipley, FL 32428(Washington County)

This expansive 0.23-Acre parcel near 2197 Apollo Drive in Chipley, Florida offers a rare combination of peaceful rural charm and practical proximity to modern conveniences. Tucked within a lightly developed residential neighborhood where homes are spaced out for privacy, it offers the perfect retreat from crowded urban living without feeling isolated. The landscape is graced by mature Florida pines and scattered hardwoods, providing a natural canopy that invites the sound of rustling leaves on breezy days. The lot is primarily level, making it easy to visualize designing and building a home site while preserving pockets of shade and natural character. Access to the property is via a quiet, well-maintained neighborhood street that sees little through traffic, ensuring a calm arrival each time you come home. In just ten minutes, you can be in the heart of downtown Chipley, where you will find grocery stores, family-owned restaurants, banks, hardware stores, and all the charm of a friendly small town. For broader shopping, healthcare, and entertainment options, Panama City is less than an hour to the south, while Tallahassee can be reached in roughly an hour and a half, providing multiple larger city hubs within easy driving distance.

The lot's residential zoning allows for a range of building possibilities to suit your vision. Whether you choose to construct a traditional single-family home, place a modern modular design, or install a well-crafted manufactured residence, you have the freedom to shape this property to meet your personal goals. The absence of a homeowners' association means you will not be burdened by extra fees or restrictions on your architectural choices, landscaping preferences, or usage. There is no required timeline for construction, giving you the option to buy now and hold the property as you plan, or to treat it as a long-term investment until the timing is right. Power is located nearby, ready for connection, while water and wastewater needs can be met by installing a private well and septic system-an arrangement typical in this part of Florida. The level terrain, coupled with its manageable size, makes site preparation efficient and cost-friendly, allowing more of your budget to be dedicated to the design and finishing details of your home.

For those drawn to outdoor recreation, this location is a gateway to year-round enjoyment. Just minutes away is Falling Waters State Park, where visitors are greeted by the sight and sound of Florida's tallest waterfall, along with scenic trails winding through pine forests and around a serene lake perfect for fishing or picnicking. The area's waterways are a major draw, with Compass Lake, Holmes Creek, and the Choctawhatchee River all within comfortable reach, offering boating, kayaking, swimming, and fishing opportunities in unspoiled natural settings. For coastal adventures, the white-sand beaches and clear emerald waters of Panama City Beach are close enough for spontaneous day trips, making this property ideal for those who want the best of both inland and coastal Florida.

The surrounding community has a welcoming spirit that reflects small-town values. Life here is marked by a slower, more intentional pace, where neighbors wave as you pass and community events bring residents together. Farmers' markets, seasonal festivals, and holiday parades create opportunities to connect with others, while the quiet of the evenings offers a peaceful retreat. With minimal light pollution, the night skies are brilliantly clear, making stargazing a regular part of life. Wildlife is abundant, with sightings of deer, wild turkeys, and songbirds providing a constant reminder that you are living in harmony with nature.

From a financial standpoint, this property is a low-maintenance investment. Property taxes average only about fifty dollars per year, keeping long-term holding costs negligible. Land values in Washington County have been trending upward, driven by its natural beauty, strategic location, and appeal to both in-state and out-of-state buyers. Purchasing this lot is more than just a lifestyle choice-it is a sound real estate investment that can be enjoyed now and appreciated in the years to come, whether as a personal residence, a seasonal retreat, or a property held for future resale.

One of the great advantages of this location is its accessibility. Interstate 10 is within easy reach, offering a direct east-west route to major Florida cities and beyond. Travel west to Pensacola and the Alabama state line for Gulf Coast attractions, or head east to Jacksonville for a metropolitan experience on Florida's Atlantic coast. This connectivity makes the property a strong choice for those who travel often or who want to be able to explore the region with ease while maintaining a peaceful home base.

The lot's shape and size allow for flexibility in how you design your space. There is room for a single-story home with a spacious backyard, or for a two-story design with elevated porches to capture the surrounding views and breezes. With thoughtful clearing, you could create a winding driveway bordered by native trees, leading to a private clearing where your home sits tucked away from the road. The generous dimensions also allow for additional features such as a detached garage, a garden area, or an outdoor entertaining space.

For buyers focused on investment potential, the combination of low annual expenses, a desirable location, and the region's growing appeal makes this property stand out. Washington County continues to attract retirees, remote workers, and vacation-home seekers, all of which contribute to the steady demand for residential land. Whether you keep the property in its raw form for minimal upkeep or develop it to increase its value, the opportunities for long-term return are significant.

In essence, this 0.23-Acre parcel near 2197 Apollo Drive is a blank canvas that can be transformed into a personal sanctuary, a weekend getaway, or a strategic real estate holding. It embodies the appeal of Florida living-quiet yet connected, surrounded by natural beauty yet close to conveniences, and flexible enough to adapt to your long-term plans.

When you step onto the property and take in the scent of pine, the warmth of the sun, and the quiet of the surroundings, it becomes clear that this is more than just land-it is a foundation for building a lifestyle, a place to create lasting memories, and an asset to carry forward into the future.