5405 Duneridge Road , Panama City, FL 32404(Bay County)

Located in unincorporated Panama City, this 3 bedroom, 2 bathroom home offers a flexible setup with a large fully fenced backyard, extensive recent improvements, and a detached 1 bedroom, 1 bathroom unit. The property has convenient access to Tyndall Air Force Base, Panama City Beach, parks, shopping, and everyday amenities. The unincorporated Bay County location may provide different tax and insurance considerations than properties within municipal limits, subject to individual circumstances and verification. The main home has received approximately $28,000 in recent upgrades. All interior walls were repainted, light fixtures and outlets were updated, and the kitchen received quartzite countertops with a new sink and faucet. Both bathrooms received quartz countertops, new sinks and faucets, updated cabinet hardware, new towel bar holders, robe hooks, and toilet paper holders. Door hinges and handles were also updated throughout the home. A pantry and dedicated laundry room add everyday functionality. The detached backyard unit was previously used by the prior owner as a beauty salon and has been converted by the current owners into a 1 bedroom, 1 bathroom space. It includes a tiled shower, toilet, vanity, kitchen sink and cabinet, electric tankless hot water heater, and window AC unit. The tile and plumbing work associated with this conversion is included in the approximately $28,000 in recent improvements. The backyard layout could allow the unit area to be separated from the main home's outdoor space, giving the occupant a defined area of access while preserving the main home's backyard area. The oversized fenced backyard provides substantial usable space for parking a boat, vehicle, or trailer, along with a fire pit and chicken coop. The property offers room for a variety of outdoor uses and storage needs. Exterior improvements include landscaping, pressure washing, and fresh black mulch. The property is approximately 10 miles from Tyndall Air Force Base in the Callaway area and approximately 20 miles from Navy Boulevard in Panama City Beach, with actual drive time varying by route and traffic. Nearby recreation includes Bay Dunes Park and Harders Park, with additional outdoor amenities and Panama City Beach attractions within a convenient drive. The detached unit has not been brought into the county permitting process by the current owners. A future owner may investigate county requirements for bringing the structure into compliance and whether short term rental use is permitted and eligible for approval. The chicken coop may also provide an opportunity for a future owner to investigate agricultural classification or related tax treatment with Bay County, but any zoning, permitting, agricultural classification, or tax benefits would require approval and verification with the appropriate authorities. Buyers should independently verify all measurements, zoning, permitting, insurance, tax treatment, and potential rental use. Please note the detached shed shown in the current photos is still being completed and is scheduled to be finished Friday, September 18th. Updated photos of the completed 1 bedroom, 1 bathroom unit will be uploaded once the work is finished.