2140 Ginhouse Drive , Middleburg, FL 32068(Clay County)

Waterfront living on Black Creek with NO Flood Insurance required! This custom-built, one-story home is perfectly situated on 2 private acres along the North Fork of Black Creek in a no-flood zone, offering peaceful living with modern comfort. The 3-bedroom, 2-bath home w/ 3-car garage features 10-foot ceilings, an open-concept layout, and tile flooring throughout. The spacious primary suite includes a large ensuite bath and ample closet space. The kitchen is ideal for entertaining with a large island, custom solid wood cabinetry, and granite countertops, opening to the living area with a cozy fireplace and separate dining space. Energy-efficient features provide comfort and savings year-round. Outdoors, enjoy a fenced backyard, room for animals, a large chicken coop, and a natural spring and flowing brook through the preserve area. With deep-water, ocean-navigable access, this property is perfect for boating or kayaking. No HOA fees. A rare opportunity to own a private retreat.