Del Monaco Ave , Interlachen, FL 32148(Putnam County)

Just 47 minutes to Gainesville, and within a short drive to Palatka, Ocala, and Jacksonville, this location balances peace and privacy with proximity to everything you need, hospitals, groceries, education, and entertainment. Whether youre looking to build your forever home or invest in Florida land, this double lot offers both value and flexibility.

The land is zoned R-2 Residential, allowing for mobile homes, stick-built homes, and manufactured housing (minimum 400 sq ft). Camping in a tent is allowed for up to 14 days. There are no HOA fees, and annual taxes are approximately $85.25 per parcel. With Clay Electric servicing the area and the option to drill a well or install a cistern, your path to off-grid or semi-rural living is wide open.

Buy with confidence! We offer guaranteed financing with easy monthly payments:

Down Payment: $324

Doc Fee: $249

Monthly Payment: $324

Term: 60 months

Cash Price: $15,000

Dont miss this opportunity to own nearly half an acre in a growing area of North Central Florida. Whether you're a first-time buyer, a retiree, or a land investoreveryone is approved and no credit check is needed. Claim your future today and make it your own.

Doc Fee: $249

No credit checks. No banks. Everyone is approved.

Address: 0 Unassigned Location Re, Interlachen Florahome, FL 32148

State: Florida

County: Putnam

Location: Usina Ave

Central Coordinates:

29.695835,-81.852852

Del Monaco Ave

Central Coordinates: 29.695839,-81.852455

Property APNs: 24-09-24-4075-0450-0350 & 24-09-24-4075-0450-0020

Property Size: 0.44 Acres (0.22 Acres each)

Terrain: Treed, slightly sloped to moderately sloped

Access: Dirt roads (Del Monaco Ave & Usina Ave), county-maintained

HOA Fees: None

Putnam County, Florida: Own Land Where Old Florida Charm Meets Affordable Opportunity

If youve been searching for a place where natural beauty, small-town spirit, and long-term value come togetherlook no further than Putnam County, Florida. Located between the booming hubs of Gainesville, Jacksonville, and St. Augustine, this hidden gem in North Central Florida offers wide-open spaces, abundant recreation, and some of the most affordable land in the state.

Whether youre looking to build in the future, invest for the long term, or simply find your own peaceful retreat in nature, Putnam County offers an ideal blend of accessibility, serenity, and untapped potential.

Where is Putnam County? A Central Location with Room to Grow

Putnam County sits just inland from Floridas Atlantic Coast, in a region known for its pine forests, pristine lakes, and old-Florida way of life. The county is home to small towns like Palatka, Interlachen, and Crescent City, each offering their own flavor of Southern hospitality and laid-back living.

The central location puts you within an hours drive of multiple major cities:

Gainesville 45 minutes to the west

St. Augustine 45 minutes to the northeast

Jacksonville Just over an hour to the north

Daytona Beach About 75 minutes to the southeast

Ocala Around 1 hour to the southwest

That means youre never far from airports, universities, healthcare, or beachesbut still enjoy the peace and quiet of country-style living.

Affordable Florida Land with Real Potential

Putnam County is one of the few places in Florida where land is still affordable, and the zoning remains friendly for flexible use. Whether you're looking for a residential lot to build a future home, an agricultural parcel to start a homestead, or a wooded getaway for weekends off the gridthere are opportunities here that simply dont exist in more developed parts of the state.

Investors are increasingly turning their attention to this region. As surrounding counties become more expensive, and as remote work allows people to live wherever they want, Putnam County is poised to attract buyers looking for space, nature, and affordabilityall without leaving Florida.

The Natural Side of Florida Youve Been Missing

Forget theme parks and crowded beachesPutnam County is a haven for people who love the outdoors and want to live closer to the land. The county is home to dozens of lakes, rivers, and protected lands, offering year-round access to nature without ever needing to leave the area.

St. Johns River: One of Floridas most iconic waterways, the St. Johns flows north through Putnam County and supports boating, fishing, kayaking, and waterfront living.

Lake George: The second-largest lake in Florida sits on the eastern edge of the county and is a major destination for anglers and boaters alike.

Ocala National Forest: Putnam borders this 600-square-mile forest filled with trails, springs, and wildlife, offering endless exploration right next door.

Ravine Gardens State Park: Located in Palatka, this unique park features trails, gardens, and a scenic drive through steep ravines, rare in Floridas flat landscape.

The climate in Putnam is typically mild, with short winters and long growing seasons. That makes it ideal for gardening, farming, or simply enjoying time outside year-round.

Lifestyle in Putnam County: Peaceful, Practical, and Full of Possibility

Life in Putnam County is quiet, grounded, and full of small-town charm. The local economy is rooted in agriculture, education, healthcare, and light industry. But more importantly, the pace of life here is slowerperfect for those who want to escape traffic, high prices, and urban sprawl.

Whether you're starting fresh, retiring, or raising a family, the lifestyle here supports flexibility and independence:

No state income tax

Low property taxes

Friendly zoning in many areas (including residential-agricultural use)

Local food and farmers markets

Close-knit community events and festivals

Plenty of space and privacy

Its a place where you can buy land without pressure, use it when youre ready, and enjoy knowing that you own something tangible in a state thats always in demand.

Town Highlights: Interlachen, Palatka, and Crescent City

Interlachen: A quiet rural town surrounded by lakes, Interlachen offers peaceful living and large parcels at affordable prices. Many areas are unincorporated, allowing for a wide range of useincluding mobile homes, gardening, and recreational use.

Palatka: The county seat and cultural hub of Putnam County, Palatka sits on the St. Johns River and features a revitalized downtown, historic architecture, and a growing arts scene. Its home to the Florida School of the Arts, St. Johns River State College, and several local parks and boat ramps.

Crescent City: On the southern edge of the county, this lakeside town features classic Florida charm, lakefront views, and quick access to both Putnam and neighboring Volusia County.

Recreation and Attractions

Putnam County isnt just for quiet livingits also a playground for outdoor adventure and local culture.

Boating and Fishing: Between the St. Johns River, Crescent Lake, and dozens of smaller lakes, anglers and boaters are never short on options. The area is known for bass fishing, crappie, and catfish.

Paddling and Kayaking: The Ocklawaha and St. Johns Rivers, along with smaller streams and springs, provide some of the best inland paddling routes in the state.

Hiking and Camping: With nearby Ocala National Forest, Etoniah Creek State Forest, and Rice Creek Conservation Area, there are endless places to hike, camp, or picnic with family.

Festivals and Events: Palatkas Blue Crab Festival and Azalea Festival draw visitors each year, while small-town parades, rodeos, and farmers markets offer plenty of local fun.

A Market for Builders, Retirees, Investors, and Nature Seekers

Putnam County appeals to a wide range of land buyers:

Future Homeowners: Affordable lots allow people to buy now and build later, with many areas allowing mobile or manufactured homes.

Investors: With prices still well below state averages and population growth pushing outward from Jacksonville and Gainesville, land here represents long-term upside.

Homesteaders and Hobby Farmers: Friendly zoning and large parcels make it ideal for off-grid living, gardening, small farming, and livestock.

Recreational Landowners: Use the land as a weekend retreat, hunting parcel, or basecamp for outdoor activities.

Whether your goals are short- or long-term, youll find flexibility and freedom thats increasingly hard to come by elsewhere in Florida.

Nearby Access and Amenities

Even in rural areas, youre never far from daily needs:

Shopping and Supplies: Local grocery stores, hardware stores, and small businesses are found throughout the county. Palatka has national retailers and chains for convenience.

Medical Care: Putnam Community Medical Center in Palatka provides emergency care, and additional hospitals are available in Gainesville and St. Augustine.

Education: Served by the Putnam County School District, with additional colleges nearby including University of Florida (Gainesville), St. Johns River State College, and more.

Transportation: Major routes like US-17, SR-20, and SR-100 pass through the county. Jacksonville International Airport is about 90 minutes away.

Fun Facts and Little-Known Highlights

Old Florida Charm: Many parts of Putnam look and feel like Florida used to bewide open, untouched, and full of southern charm.

Historic Riverboats: Palatka was once a major steamboat stop on the St. Johns River in the 1800s.

Azalea Capital of Florida: Palatka hosts the states oldest festival celebrating the spring bloom of these iconic flowers.

Etoniah State Forest: This hidden forest in western Putnam is one of the most beautifuland least visitedwildlands in the state.

Why Putnam, Why Now?

With Florida land becoming harder to find at an affordable price, Putnam County remains one of the few places where everyday buyers can still get ahead. The land here is full of possibilitieswhether you want to live simply, invest smartly, or just own something real in one of the countrys fastest-growing states.

There are no deadlines to build, and many properties are zoned for flexible use. Whether your dream is to live in nature, retire peacefully, or hold land as a hedge against inflation, Putnam County gives you the chance to do it affordably.

Own a Piece of FloridaBefore Everyone Else Does

If youve been waiting for the right time to buy Florida land, this is it. Quiet, spacious, and full of potential, Putnam County is the kind of place people remember when they think about where they really want to be.

Whether for recreation, retirement, investment, or legacyland here offers something solid, something lasting, and something truly yours.