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Freedom Over Fees: R-2 Florida Land, No HOA Strings

This flat, wooded 0.22-acre lot in Interlachen offers a smart and affordable path to Florida land ownership. Zoned Residential Two-Family (R-2), the property supports flexible residential use with no HOA restrictions. Located on county-maintained Arnold St with power nearby, it’s just 10 minutes from Interlachen and 40 minutes from Gainesville—making it ideal for building or holding as a long-term investment.

Highlights

R-2 Zoning: Residential flexibility in a growing Florida market
Flat & Wooded: Easier site prep and natural privacy
County Road Access: Arnold St maintained by the county
Affordable Ownership: Low taxes, no HOA & easy seller financing

Description

Secure an affordable and flexible homesite with this 0.22-acre flat, wooded parcel in Interlachen, Florida. Zoned Residential, Two-Family (R-2), this property offers valuable development potential for buyers seeking a future homesite or a low-cost land investment in Putnam County. With no HOA or POA, you maintain control over your timeline and plans without restrictive rules or ongoing fees.

The lot sits along county-maintained Arnold St, ensuring reliable year-round access. Its flat terrain reduces preparation costs, while surrounding trees provide privacy and a peaceful setting. Power is available nearby, adding to the property’s build-ready appeal. Annual property taxes are only $90.21, keeping holding costs extremely manageable.

Convenience meets quiet living here. You’re just 10 minutes from Interlachen for daily essentials and 40 minutes from Gainesville, home to major employers, hospitals, shopping, dining, and the University of Florida. Outdoor recreation is abundant, with several of North Florida’s most popular parks within easy reach:

Ravine Gardens State Park – 27 min (17.0 miles)

Mike Roess Gold Head Branch State Park – 27 min (21.4 miles)

Paynes Prairie Preserve State Park – 42 min (34.1 miles)

The Canyons Zip Line & Adventure Park – 54 min (42.2 miles)

This property is well-suited for buyers looking to build in the future or hold land as values continue to rise throughout North Central Florida. With a low entry price and flexible payment plans, ownership is accessible without traditional bank financing.

Cash Price: $11,400
Flexible Owner Financing Available:

$250 Doc Fee, $200 Down, $204/mo × 84 months (+$18 taxes & note fee)

$250 Doc Fee, $200 Down, $218/mo × 72 months (+$18 taxes & note fee)

$250 Doc Fee, $200 Down, $234/mo × 60 months (+$18 taxes & note fee)

 Flat, buildable lot
 County-maintained access
 Power nearby
 R-2 zoning
 No HOA or POA

Camping or RV use is not permitted except during active construction with a valid building permit.

Information provided was obtained from public sources and is believed to be accurate but is not guaranteed. Buyers are encouraged to verify all property information independently.

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Search for detailed parcel information including; Elevation & Vegetation Maps, Ownership Information, Detailed Parcel Information, Crop History Map, Soil Survey Productivity Data, and more.

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Directions

BUYERS YOU ARE FREE TO VISIT THE PROPERTY FOR YOURSELF AT ANYTIME

Interlachen

Florida 32148, USA

Take Prospect Ave to FL-20 E

55 sec (0.1 mi)

Head toward Prospect Ave

118 ft

Turn right onto Prospect Ave

0.1 mi

Take County Rd 315 N to Main Dr

5 min (2.7 mi)

Turn right onto FL-20 E

0.3 mi

Turn left onto County Rd 315 N

2.4 mi

Take Fowler St and Annette Ave to Arnold St

5 min (2.0 mi)

Turn right onto Main Dr

0.1 mi

Main Dr turns slightly left and becomes Silver Lake Dr

0.3 mi

Slight left onto Carnation St

0.2 mi

Carnation St turns right and becomes Poinsetta Dr

0.1 mi

Turn left onto Fowler St

0.5 mi

Turn left onto Annette Ave

0.7 mi

Turn left onto Arnold St

Destination will be on the right

440 ft

102 Arnold St

Interlachen, FL 32148, USA

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AOK Land

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(440) 557-2910
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About Jeff Dettmer

AOK Land is owned and operated by Jeff Dettmer, a husband, father of two boys, entrepreneur, woodworker, and dedicated community volunteer. Jeff is guided by a strong belief in doing the right thing, giving back, and always striving to improve.With a degree in Business & Economics and the problem-solving mindset of an engineer, Jeff brings both strategy and efficiency to everything he does. His real estate journey began with the renovation of a 150-year-old four-family home in need of major repair. Since then, he has helped hundreds of people secure the land they need, whether for building a family home, starting a business, or investing for the future.At AOK Land, Jeff and his team take the time to truly listen and guide you through every step of the land ownership process. With their support, you can feel confident that youre in good hands.Learn more about Jeff here: https://www.jeffdettmer.com/

About AOK Land

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Jeff Dettmer

AOK Land
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AOK Land, (440) 557-2910
Listing last updated: December 23, 2025 at 9:42 AM
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