Saddlebrook Ln , Grassy Creek, NC 28631(Ashe County)

Its tucked just 2 miles from Grassy Creek, a quiet spot near the North CarolinaVirginia line. The area is peaceful, with open grassy meadows, tall trees, and softly rolling hills. Theres a quiet rhythm to life out here. The property sits at 2,842 feet above sea level, which means cool breezes and amazing views across the seasons. In summer, everything feels green and alive. In fall, the hills turn gold, orange, and red. Winter is still. Spring brings back the songbirds.

This land is part of what was once a planned subdivision but the development never came to life. Thats a win for you. It means the property was intended for future use, but now theres no pressure from an HOA or a long list of rules. You get the structure without the stress. It also means theres solid paved road access. No backroads, no muddy trails. You can drive right up to it anytime you want.

And yes, ownership is within reach. We offer simple owner financing no banks, no credit checks, and no hoops to jump through.

Heres exactly how it works:

Cash Price: $34,879

Owner Financing: $759 down, then $758.98/month for 60 months

One-time doc fee: $499 (non-refundable)

Annual property taxes: About $85

Thats it. No balloon payments. No sneaky interest changes. Everythings laid out clearly, from day one. Once you make the down payment and doc fee, you start making monthly payments and enjoying the peace of knowing your name is on something thats yours.

And lets be clear ownership starts when you do. Even before the final payment, this land is under your care. You can walk it, visit it, bring a friend out to explore. This is your place to take pride in.

So whats on the land?

Its a beautiful mix of open grassy space and clusters of mature trees. The ground is gently sloped not steep, but with enough rise to give you elevation and some character. Youll have open areas to stretch out and private corners tucked into the trees. Its the kind of setting where you can sit in a chair, listen to the breeze, and just think for a while.

Its also the kind of place that feels good to return to. Even if youre not planning anything big right now, even if you're still figuring things out, this is a space where ownership feels natural. You dont need to know your five-year plan. You just need to know youre ready to stop browsing and start becoming someone who owns land.

The utilities are straightforward. Electric is close by, with a transformer (private or shared) near the property. Fiber internet also runs through the area, which is a rare and valuable feature in a rural location like this. That means, if you want to stay connected to stream music, check email, or even work remotely someday you can. Thats one more reason this land is future-friendly.

Water and waste systems arent installed youll need to add a well and septic system later. But right now, theres no rush. You can hold this land while taking your time on those decisions. Ownership comes first. Planning can come later.

Were not here to tell you to act fast or snag this deal before its gone. Thats not how we work. If youre still reading, youre probably someone who takes your time, reads the fine print, and doesnt make big moves lightly. Thats good. Youre the kind of buyer who deserves a safe, honest experience.

And just to say it again: this property does not require a bank. There are no credit checks. The payments are laid out clearly. Youll know the exact terms before you sign anything. Thats how we do business. We explain everything. No pressure. No surprises.

If you ever want to spend a day in nature, there are state parks just a short drive away. Mt. Jefferson State Natural Area, New River State Park, and Grayson Highland State Park are all nearby. You can hike, drive, or just sit by the river with a packed lunch. These are places where time slows down, and your phone doesnt matter so much.

You dont have to build anything. Not now. Not yet. In fact, we ask that you wait until the land is fully paid off before starting any development. Until then, you can explore it. Walk the boundary. Bring a folding chair and watch the sunset. Invite a friend to see it with you. Make it your own, slowly.

This isnt about jumping in headfirst. Its about easing into ownership in a way that feels good. Safe. Proud.

Weve worked with buyers like you before cautious, curious, ready to ask questions. Thats why we keep things simple. If youre not sure how this works, just ask. Well walk you through it step-by-step. If youve never bought land before, thats okay. Were here to help you feel confident in every part of the process.

Youve probably seen a hundred listings by now. Maybe more. But this ones different not because the land is magic, but because its real. Because the path to owning it is clear. And because we wrote this with you in mind.

Youre not just buying dirt. Youre buying space. Peace. Possibility.

Youre buying a first step thats truly yours.

State: NC

County: Ashe

Zip: 28631

Size: 1.56 acres

Apn: 05322092046

Legal Description: Being Lot 46 as shown on a Plat entitled "Chincoteague" of record in the Ashe County Public Registry in Plat Book 6 at Page 421, to which recorded plat refernce is made for a metes and bounds description of said Lot

Lat/Long Coordinates:

Nw: 36.556908, -81.384675

Ne: 36.556803, -81.384565

Sw: 36.556570, -81.386177

Se: 36.556285, -81.384582

Elevation: 2842 feet

Annual Taxes: Approx. $85 per year

Zoning: Residential Property, Recreational Property, Hunting Land

Flood Zone: No

HOA/POA: No

Improvements: No improvements done.

Access: Paved Road

Water: Will need to install a Well

Sewer: Will need to install a Septic System

Utilities: Electric, Internet

Owner Financing:

- $759 down (plus the non refundable doc fee of $499)

- $759 down $758.98/Mo for 60 months (plus prorated taxes and note maintenance fee)

We do not offer owner financing for residential use or full-time living on the property during the financing term.