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Unimproved Land - Kerens, TX
10 Acres Walking Distance to Richland Chambers Lake – Investor and Lake Lover’s Dream
Get in early while prices are still low in this up-and-coming lake community, just one hour from Dallas. This 10-acre tract offers endless opportunity—perfect for investors, builders, or anyone seeking peace, profit, and proximity to beautiful Richland Chambers Lake.
**Owner Financing Available – No Banks Needed**
* **Price:** $149,000
* **Down Payment:** $19,000
* **Finance Amount:** $130,000
* **Term:** 240 months (20 years)
* **Interest Rate:** 12%
* **Principal & Interest:** $1,431.41 per month
* **Note Servicing Fee:** $35 per month
* **Total Monthly Payment:** $1,466.41
* **Annual Taxes:** $0
* **HOA:** None
**Highlights:**
* No HOA – Truly unrestricted land. One of the last parcels at the lake allowing Airbnb, VRBO, or other short-term rentals—ideal for generating passive income.
* NO Army Corps of Engineers re...
* NO Army Corps of Engineers restrictions.
* Agricultural zoning keeps taxes low and returns high with an Ag Exemption in place. KEEP YOUR AG EXEMPTION FOR EVEN MORE TAX SAVINGS!
* Build your dream home, barndominium, vacation rental, or weekend retreat, and start living the lake life now—before this area experiences major growth.
**Lake Life Awaits:**
Enjoy endless water recreation just minutes from your doorstep:
**Boating and Jet Skiing:** Cruise the open waters or rent a slip at one of several nearby marinas.
**Fishing:** Renowned for trophy bass, crappie, and catfish, with local guides and tournaments year-round.
**Kayaking and Paddleboarding:** Explore peaceful coves and scenic inlets at your own pace.
**Swimming:** Family-friendly designated swim areas make for the perfect summer getaway.
Whether you’re looking for an investment, a homestead, or a weekend escape, this property delivers space, freedom, and future growth potential all in one.
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