12 Philipse Rd , Carmel, NY 10512(Putnam County)

Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake — and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio—perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function—it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting you’ll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hookup. Just bring your bags and settle in—everything’s ready for you. Don’t miss this rare opportunity to own a move-in-ready home so close to the lake—schedule your private tour today!